Health Benefit Planning

First decide if you want or need to offer these benefits

Then decide what the budget is going to be

Structure your company's subsidy to promote uniformity of coverage and benefits

Realize that if you want to maintain any form of cost controls you must involve your employees

Educate all participants on not only the benefit structure but how the costs are shared

Never be afraid to tell the populace how much you pay for them to be covered

Never be afraid to make the participants - "participate" in the cost and operation of your plan

Never let the synonyms HRA and HSA be a taboo in your conversations

....and remember Educate, Educate, Educate this is the way to a successful plan!